Liz, Sam and Jack are a typical Kiwi family.

Liz works full-time caring for Jack, while Sam does full-time paid work. They rent a small flat and own a car. It's nothing flash, but they're getting by.

Their second child is due in a few months. They're over the moon, but they also know there will be a lot of hard work and tough choices ahead.

Will you help guide them through it?